Early Retirement Brought Financial Hardship
“We have gone through
our savings just trying to stay afloat. Without LIHEAP, we would be forced to
live in a home without heat, worsening my medical condition, [forcing us] to sell
our home of over 20 years.” - Donna V.
The rising cost of living in Santa Clara County is surpassing the amount of monthly income received for the most vulnerable in our communities. Particularly, it impacts households with fixed incomes: the elderly, the disabled, and families with children. Donna's family consists of her and her husband, and they spend most of their fixed income on essentials. Because of the energy inefficiency of their home, a higher percentage of their household income goes towards energy related expenses.
Donna's family purchased their home over 20 years ago, and their original priority was fixated on raising their children. After 30 years of employment, Donna made a decision to take an early retirement due to a knee injury. Her husband retired soon thereafter to care for his wife. They did not factor into their budget that they would need to use their savings to pay for their basic needs, which caused them to postpone any needed home repairs. The lack of repairs made their home less energy efficient and inflated their bill during extreme weather.
Making any upgrades to their home would require upfront expenses they could not afford, and it did not seem like an option worth pursuing. Donna states that paying high-energy bills was a financial burden and a “slow bleeding” of their resources, one they could afford in monthly installments. However, in qualifying for a utility payment credit through LIHEAP, Donna states, “I now use the money I don’t have to pay to the utility company for medical co-pays, food, insurance, gas, phone, water, and taxes.”
Donna's home also benefitted from the LIHEAP Weatherization Program. After performing an energy audit to address energy use and improvements, Sacred Heart Community Service (SHCS), installed a heater, LED light bulbs, carbon monoxide detectors, smoke alarms, a hot water flow restrictor, an ADA low-flow toilet to accommodate Donna's knee and hip conditions, and an energy efficient exhaust fan, just to name a few. And with some additional tips provided by the SHCS installers on how to conserve energy, Donna states her utility payment credit will extend over several months, allowing her to focus on improving her health and enjoying the improved conditions in her home. She adds that having a new furnace also means that she will not have to buy wood for her fireplace (an additional and costly expense) to keep warm and stay healthy in the winter.